HOW TRAIL BOOK LOANS WORK

It’s simple.

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We lend against your trail commission to enable you to unlock capital within your business, eliminating the need for a second mortgage.  The product is designed for mortgage brokers to secure up-front income for any business purpose.

THE PROCESS IS EASY

  • 1 Use our loan calculator to request information on how much you can borrow against your trail book commission. This is based on a maximum loan term of three years on monthly principal and interest payments to match your commission payment flows.
  • 2 Fill out our application form which is based on straight forward assessment criteria and provide supporting documentation.
  • 3 Once approved, we will provide you with execution documentation then the funds will be provided directly to you.

WHAT YOU WILL NEED TO ENSURE FAST APPROVAL

  • Identification
  • Last two financial years end recipient created tax invoice (RCTI) from your Aggregator
  • Last three months RCTI from your Aggregator
  • Trail Book Loan application form
  • Australian Tax Office portal details
  • Two years of financials and tax returns (where available)
  • Year to date management accounts
  • Current copy of your Aggregation Agreement

WHAT WE DON’T DO

  • Buy or sell loan books – we only loan against them
  • Unsecured lending
  • Consumer lending
  • Commercial loan book commissions will be considered by exception

HAVE ANY QUESTIONS?

Speak with one of our friendly team today